Before the New Year only a little more than 20 days, it's time to consider the possible costs of Christmas gifts.
If the looming devastation due gifts and New Year's table, do not panic. We have just 5 ways to avoid this!
1. Action plan
How much do you plan to spend? Many? And how much is not enough? Too much?That will not do, write down all the points, calculate how much money will be spent on home decor, New Year's menu, gifts, entertainment.
The list of people to whom you want to give the presents, too, will not be superfluous. Depending on your budget or not to include in his neighbors, colleagues, and teachers, people are not very close range to be congratulated by SMS.
2. calculation of resources
You for the New Year need certain products, but be sure whether they buy again? Perhaps the same can be used with the decor of the past events, and the script is to ask friends? And in order to make more economical gifts, think about what you can create with their hands.
3. roles
You should not do everything on their own, because the husband or an adult child, for sure, something to help you. Have family members think of how and where you can save by involving them in the process, for sure, just settle need ideas.4. Eliminate all unnecessary
No wonder the shop owners are so fond of New Year's time, sales statistics in this period soars to the heavens.
In a festive atmosphere, we all allow ourselves too much. But if you want to invest in the budget, impulse purchases are to be excluded. Go to the shop with a list and stick to it at all costs!
5. Do not overload the New Year's tableFew people know that it was New Year's table is the most terrible financial hole for the holidays. I would like to feed all the guests, right?
But because of this, then it is necessary to give guests a salad with them. All this - the extra costs, which do not bring you any satisfaction.
You will also be interesting to read, how to create Christmas mood?
