Fraudsters are constantly coming up with new schemes, like cash and take the money. The only way to deal with this - be informed and cautious. We'll show you the basic tricks
Development bank payments made our life very easy. But progress has another side. Thanks to new technologies there are new ways to get to your wallet. Awareness - the most powerful weapon to protect savings. Learn about how fraud and be always on the alert!
The call from the bank
How it works. Calling you "manager" supposedly your bank and says that now from your account are trying to remove all the money in another city. You, as a cautious man, pay attention to the phone number. And even open a bank website to check. Number is correct, you calm down and continue the conversation.
Particularly distrustful even make a return call from your phone at the number that flashed on the screen. "Manager" hurry - the money is now gone, the operation is blocked for a few minutes. All you need to just call the number of your bank card pin number, and so on. N.
Lest you doubt the fraudster calls the first 4 digits of your card number. And the voice asks others to verify. Then says goodbye, and soon disappear from your account all the money.
Operating principle. With the help of modern IT-technologies criminals substitute number. That is, they are calling from your mobile phone and displayed a real bank number on your screen. And if you call back a reverse call without dialing the numbers, you can get back on the offender that you will continue to "divorce".
He lulls the vigilance of using leading questions, demonstrating their knowledge. Know your date of birth, passport details, the first digits of the card. This information fraudsters are not only from websites and online stores, where you leave it, but also by some unscrupulous bank employees.
Toll fraud: how to recognize, prevent, and not fall into the trap / istockphoto.com
ATM thief
How it works. You go to the payment terminal, habitually insert the card, enter a PIN code - everything is as always... Then there are 2 options. First - vyy successfully cashed the money, but then you are debited from the account of all the remaining funds.
How does this happen? Fraudsters set special devices on ATMs (skimmers), through which the read information about the customer card, and hidden micro camera for recording of PIN-codes.
The second option - ATM does not give out money, the terminal information appears that the ATM is not working. You look around, looking for a guard call him for help - you come to the ATM, and everything is in order, there is only your money with him there. If it had not been so excited, probably you would have noticed that the ATM has changed the form compartments for issuing bills.
There was also a cover, and the attackers followed you.
Safety regulations. Do not use unreliable ATMs - primarily outdoors. They simply install the skimmer.
The shops and malls to withdraw money more reliable, but the risk is still there. The safest place - a bank branch. There's a security camera, and if someone does with ATM something suspicious - it immediately zasekut. Carefully read everything that appears on the ATM screen.
Toll fraud: how to recognize, prevent, and not fall into the trap / istockphoto.com
If something went wrong ...
- Problems with ATM - Call the bank officer or call the hotline, it usually has a number on the ATM. If you offer to help be near stranger, it would be better to give up. There is a possibility that this is not a casual passer-by, he may try to steal your confidential data.
- telephone scammers Suspecting something was wrong, you need to hang up, call back to the bank at the telephone number indicated on the map or site, and find out if everything is OK. The bank can block the card transactions for two days. This time is enough to all to understand. Remember that the bank's employees possess all the necessary information, they do not need to specify any card number or PIN.
Also you will be interested to read this: 7 circuits which often use crooks
