If you want to get rich, by the following formula: spend less and save more.
How to spend less:
1. Keep accounting of costs and revenues
So you know where your money goes, keep daily records of costs and revenues, write down everything in a notebook or a special application.
2. Plan budget
Calculate how much you need to spend each month. Set a daily or monthly limits for each category of expenditure and strictly stick to it.
How to spend less and save more: that we should not forget / pixabay.com
3. Complicate your life
Go shopping Only the list of goods and strictly adhere to it.
Bring a limited amount of cash.
Forbid yourself extra expenses, such as coffee to go, trips to restaurants, etc.
4. Get rid of things that do not use
Disassemble your wardrobe, bookshelf and food supplies. Get rid of things that are not in use. Sell what you can, even for a small amount.
5. Learn to give up
From conscious shopping can earn income. Every time you hold yourself from impulse buying, to submit its cost to the savings account.
How to spend less and save more: that we should not forget / pixabay.com
How to save more
1. Put clear goals
Calculate how much you need to set aside. When you visualized a dream, limit yourself to spending will be easier.
2. Keep a jar for coins
Put the jar and adds detail that appears in your wallet. For a month you will be able to collect a few thousand hryvnia, which accurately will not be superfluous.
3. Find new sources of revenue
You can find part time free from the main occupation time, or we take the one-time orders, when there is a desire and opportunity.
You will find interesting how to give up small expenses
