You would think that before retirement yet hoo how far. Our mom and dad thinks so too in my time, and now regret that they did not do anything and have not started to save for a pension "future" 20 years ago.
By analyzing the amount of pensions in the various countries, of course, you realize that the same amount provides a different level of life. And comparing retire abroad and in our country, you know another truth: the only opportunity to ensure a decent rest in the future - to earn and save a little now. Not relying on the state.
And in order to be convincing version of the site Kolobok.ua He compared the retirement age and the monthly amount of pension in Ukraine and in countries around the world.
When retire in different countries of the world?
In Ukraine, the retirement age of 60 (Art. 26 of the Law of Ukraine "On Compulsory State Pension Insurance". 60 years work Madame and Monsieur in France, although they are going to raise the retirement age to 62 years. Up to 60 working men and up to 55 years - women of China. In Germany and Italy on retirement at age 67, working in the UK as much as up to 68 years.
BUT! Each pensioner is important not only when to leave on vacation, but how many years he will receive a pension, to enjoy a well-deserved rest.
UKRAINE
The average life expectancy - 65 years
The average pension - $ 40-75
Unfortunately, the majority of Ukrainian pensioners, unlike their foreign "colleagues" can not afford to rest and cruises in the countries. So people for decades and work after 60, still trying to help the children and grandchildren.
USA
The average life expectancy - 78 years
The average pension - $ 1200
The minimum pension is $ 300, but the most impressive are civil servants, military and airline workers. If you retire a few years before the standard period, the monthly payment amount will decrease by 20%.
Every American citizen has the right to open a personal retirement account and deposit amount, but not more than 2 thousand dollars a month.
GREAT BRITAIN
The average life expectancy - 79 years
The average pension - $ 700
Retired ladies and gentlemen are from 65 years old, the amount of payments depends on the length of service, but each pensioner is guaranteed to receive from the state, even when a minimum service of 20% of his salary board.
By the way, according to statistics, nearly half of the property owners in the UK - are pensioners and about 20% Older Britons own two houses worth 150-200 thousand pounds (300-350 thousand dollars).
GERMANY
The average life expectancy - 79 years
The average pension - $ 1400
The minimum pension for a German who has not earned seniority, will be € 350. Along with this amount the state will pay for its retiree utilities and housing (within 56 squares per person). If the leaves on the deserved rest before, must pay 0.3% of the pension amount for each month is crude.
The result - a zealous citizens of Germany retired afford low budget holidays in warmer countries, the purchase of household appliances and even lay some money on deposit. It's the Germans!
FRANCE
The average life expectancy - '81
The average pension - $ 700
Pension accrued in 60 years, and is calculated as follows: 50% of earnings for the last 11 working years, but not less than 500 euros per month. When the working experience of 40 years of the Frenchman or Frenchwoman received the maximum pension, otherwise - the amount of the pension is less than 1.25% per quarter is crude up to standard.
POLAND
The average duration of 67 years of life-
The average pension - $ 300-440
If the experience is not less than 25 years (for men) and 20 years (for women), a pension will be paid to the public social insurance fund. Moreover, pensioners in Poland receive financial help to pay for utilities.
By the way, until 2006. Polish Pensioners were forbidden to work beyond retirement age. Now the ban lifted, and many Poles pensioners can afford to travel or make major purchases.
CHINA
The average life expectancy - '72
The average pension - $ 160
In China its own characteristics. Until recently, China's pension does not pay. It was believed that after 60 you should have children. But due to the difficult demographic situation and the ban to raise more than one child, the rules have changed. Now, if you want to receive a pension, I have to work at the state enterprise for at least 15 years.
