Everyone knows that you need to plan the family budget, but few who do.
1. Treat properly to the family budget
Much of our money we're just wasting. Often we buy coffee, overpaying for goods that could be cheaper to spend money wasted, instead of part of the savings of money to redirect to something useful and interesting. For example, in Khobi on gifts for relatives, to care for themselves and family travel.
You simply right rasstanovite priorities. Then a planning the family budgetand improve the quality of life without having to earn more.
5 tips on how to plan the family budget / istockphoto.com
2. Install the app
Install the app on your phone, which indicated the most important items of expenditure. Yes, keeping the family budget - it's not interesting, because you need a lot of time udelat him.
3. Do not forget to pay yourself
Teach yourself debug money right after you got paid. Do not delay them at the end of the month, because there are important and urgent needs that will leave all of your money.
5 tips on how to plan the family budget / istockphoto.com
4. How many there is one hour of your life?
If you mindlessly spend 20% of your income, you throw out 35 hours of your precious life, or almost one working week. Just think, you could have a rest for a week and still not lose the life of comfort.
5. Do not skimp on the details
Learn how to cut costs on large. What difference does it take the subway or overpay for 2 hryvnia marshutku if you then went to a restaurant and there are a couple of thousand extra overpaid. Do not skimp on the little things too, better analyze the major items of your expenses.
You will find interesting as a sparingly to live on a small salary
