Not everyone has a stable financial situation in life, and sometimes there is simply nowhere without the help of loved ones. However, experts say that lending money is a very bad idea. Is it even possible to lend money to your loved one and not ruin your relationship with him in the future?
Do not lend money
Even if you take a receipt from the debtor, this will not guarantee you the return of your funds. But even if you are going to lend money to your best friend, this very receipt is simply necessary. Ashamed of you, you have to do it. The person who really plans to return your money on time will not refuse to draw up a receipt. If he resists, assures you that he will return everything anyway, and says something like “yes, that's enough, don't you believe me?”, Then this should definitely alert you. Perhaps they want to throw you!
Moreover, a person can truly be sure that he will return the amount of money, but if it is large, then this is not always easy to do. On the Internet, you can find a huge number of not very pleasant stories, when people borrowed from friends, promised to return, but in fact they did not even plan to do this. And it happens that circumstances develop in such a way that it is difficult to return a large amount.
Perhaps your friend is really in a very difficult financial situation, and you want to help him. But where are the exact guarantees that this very financial situation will not get worse in the future? Therefore, since you have decided to lend money, you must be prepared for the fact that you will not see them again.
Why can't you lend money?
You can ruin the relationship
Many people say that you can lend money, but only the closest people. But the reality is that getting your money back from your best friends or family is much more difficult. And besides, constant reminders can seriously ruin your relationship. Just recently, again on the Internet, I found the story of one girl who decided to lend money to her boyfriend so that he could repay his loan early, taken long before they met. She gave the money, at first everything was fine, then the relationship began to deteriorate, the guy moved away, when asked to return the money, he fed me "breakfasts". As a result, the girl managed to return a large amount of money only after her boyfriend received the status of an ex.
The debtor may disappear
You may have known a person for a hundred years, but you do not know how he will behave when he borrows money from you. It happens that even the best and seemingly devoted friend with whom you went through many life obstacles turns out to be dishonest and simply does not intend to return the money. You may be asked to forgive a debt, unless, of course, we are talking about such a large amount of money. But this is only the best case. And at worst, the subscriber's phone may become unavailable, and the address of residence may well change.
It is irresponsible on the part of people to do this. Therefore, if you decide to take pity on your loved one and give him a certain amount of money in debt, immediately say goodbye to your "blood", well, just in case.
I do not exclude that there are many honest and responsible people around you, but nevertheless, in our time you need to be always on the alert. You never know how fate will turn, you can never predict how the circumstances will turn out.
What do you think about this? Do you lend money?
The original article is posted here: https://kabluk.me/psihologija/2-prichiny-kotorye-zastavyat-vas-ne-davat-deneg-v-dolg.html
