Your child should be taught not only to talk, to walk, to communicate with people, self-serve themselves, etc. There is one important lesson that eventually he definitely need to teach. And this is the lesson of financial literacy. In particular, you should carefully read this article, if your apartment living "little bleeder" that every trip to the store pulls out your money to buy toys and sweets.
Many quite difficult to explain to the kid, where are the money, how much work is put adults in their "prey." In fact, to say that you say that you find it hard you work, so there is money. But to present it so that the little man is understood and grasped, is hard enough.
Here is a 7 golden rules of financial literacy!
Dedicate the child to the family budget
No need to tell the child that he'll understand when you grow up, where parents take the money. It is not right! It is better to dedicate it to the family budget. You can start with 4 years, although babies are now developing rapidly, so we need to look specifically for your child. Tell your child about your spending for a month, about how you allocate your income. You can explain it, for example, on Circuits designer or even on Mandarin.
Competently react to requests for purchases
If you are on a request toddler buy something say phrases like "now do not have the funds," he will understand that life is the greatest value are just money. It is possible to do otherwise. Say, for example, that such costs were not included in the budget this month. You can persuade the child to ask his grandfather Claus to give him the desired toy or offer him an alternative and cheaper option.
Make an informed purchase
When you go to the store with the child, and, without even noticing, start all swept from the shelves in the basket, a baby begins to think that he can simply wish, and you will definitely buy it. It is better to go with a list, clearly verbalize what you need to buy in advance. And try to pay cash, so that the child could see that money can end. Now all are accustomed to use cards, and in children the feeling that this magical object - a bottomless goldmine.
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Emphasize your child pocket money each week
Already 6-7 years can be isolated child weekly pocket money. You can reserve them in a piggy bank. And then only advantages. If the kid wants to buy something, he will need to save money. Just do not give out money randomly and do not take them back, so the child does not learn of the financial strategy.
Explained by game
There are lots of games that involve money, such as "Monopoly". A child can write a list and send it to shop itself, waiting for him near the cash register. These games will help your child develop the financial skills.
Learn to help others
Since childhood, you need to teach a child to charity. So he learns to help and sympathize with people. For example, it is possible with the baby include the old stuff needs them family, visit a children's home, bringing gifts, etc.
help make
Any easy job, which will make the child can reward you. For example, aid in the repair, in the garden, washing the car in. The child will learn to appreciate the so-earned money to them, and will be able to strike a balance between their desires and real possibilities.
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Original article posted here: https://kabluk.me/poleznoe/7-zolotyh-pravil-kotorye-pomogut-vam-prepodat-rebenku-urok-finansovoj-gramoty.html
