Eight hours a day, we are busy looking for money, thinking how to get and how to spend it? But what is more painful, even earning a tidy sum, most people do not do the main thing - they do not govern them.
Inability to manage money
If one of the spouses have the wrong attitude to money, then definitely there will be no savingsBecause someone who lives by the principle "would not get much - all to waste."
Too much money is spent on anything
Unplanned purchases - is the money spent on the wind, it's rubbish, which spend part family income.
Not enough money, why there is a shortage / istockphoto.com
Accidents or health problems
Funeral of treatment - is not always planned expenditures. Long-term treatment may be a cause of impoverishment for many.
Needs and desires - where is the line?
Our desires, yea, is not always possible to find the money for them. For example, the desire to have the latest gadget news be sure to eat some fat family, but there is a great solution for this reason - to learn to say "no" to his desires.
Unwillingness to follow the spending
If you do not control their financial balance, this leads to the fact that the costs do not exceed family income.
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