Even if your income is growing all the time, he does not get a guarantee that a bank account will also grow from year to year. Let's talk about the reasons why our money is funneling through his fingers.
1. impulsive purchases
Often you go to the store with things to buy that are not even thought about before. It is said that women tend to buy unnecessary things, but often this weakness affects both men. How can protect themselves from reckless spending? We advise you - go shopping with a prepared list and try not to deviate from it.
2. Profitable marketing tricks
Special offers endless sales, a variety of events and opportunities to get "two for the price of three in the case of the purchase of the four"... Does this sound familiar? Such acquisitions are often much less profitable than the promise of trade workers.
We advise always think about these proposals at home, and make a deal, just made sure of the real benefits of the acquisition.
5 terrible mistakes in the management of your finances / istockphoto.com
3. We do not study the market
We are able for years and decades to go to the same shop, bank or beauty salon - and we do not want to check the prices at other establishments. We recommend to carry out market research and think, not whether it is necessary to replace a new manicurist or insurer.
4. Reluctance to keep track of your income and expenditure
Often, the mere availability of information about where the money goes, already allow to cope with significant financial problems. Learn to plan their income and expenses. Allocating a proportion of expenditure can be very successfully manage its cash flow.
5 terrible mistakes in the management of your finances / istockphoto.com
5. Love to credit
Banks offer us a huge amount of loans to a variety of needs. Some people lose their heads from such a number of proposals and recklessly accumulated debts themselves.
Think about whether you are not peculiar to any of the above errors? Or maybe you have a few bugs. Never too late to stop and change. And the best time to do so - today.
You will find interesting on what matters in any case you can not save
