Day 1. Expenses
To increase the amount of money through savingsYou need to spend less than you get. Therefore, you must learn how to keep track of expenses and know exactly how much you spend and on what exactly.
Install an expense tracker app on your phone or tablet. During the day, write down every hryvnia spent in it.
Day 2 Income
You should always have information about your money and know your average monthly income. Collect all payments for the last year and calculate how much you can expect on average every 30 days. Analyze which month was the most profitable, what contributed to this.
How to learn how to save in 7 days and fix the habit / pixabay.com
Day 3 Motivation
It's time to make saving a tool and think about what goals it will help achieve.
Decide on financial goals and long-term strategy. How much money do you need? Is it possible to get them if you just cut costs? If not, decide what needs to be done to make the dream a reality.
Day 4 Finding ways to save
Calculate how much money is wasted - for coffee to go, for business lunches, etc. Try to eliminate unnecessary background spending. To start with, start with one bad financial habit and one background expense, and add more each week thereafter.
How to learn how to save in 7 days and fix the habit / pixabay.com
Day 5 Lists
As you know, saving and planning are inextricably linked. Therefore, you need to learn how to think ahead and, of course, make lists and schedules.
Start with 2 lists - next week's menu and shopping list. Think all meals and snacks. Get in the habit of listing foods that run out.
Day 6 Budgeting
Start writing out a financial plan for the month and year. Try to remember all the expenses, compare them with income.
With such a prepared layout, it will be easier for you to improve the budget and make changes to it, because the global goal is to make it a habit.
Day 7 date with money
You must plan in your weekly schedule the day and hour that you will devote to finances. - check the item of income and expenses, start a new list of products, make adjustments to budget.
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