business financial management principles apply to the conduct of the family budget. And very effective.
We share with you a way to bring order to personal finance that you should definitely help.
1. Find your own way to deal with the mess
You have to use all the convenient tools of analysis and planning of income and expenses, which will reduce to one tablet, sorted by importance and bind to specific dates.
Collect receipts useful when there are convenient tools and algorithms for the analysis of their contents. In other sense - zero.
How to clean up the personal finance / pixabay.com
2. Plan of action
The first thing to do - to present in the form of specific numbers of all your income and expenses at the end of last month and we take the income and expenditure plan for the next month.
Second, set a goal to spend on all income.
Third, start a daily fix income and expenses, analyze them for the month and plan the next.
And the end result is you have to make payments on a calendar month.
3. Calculate the income and expenses
Just sit down and figure out who and how much to spend for that month within total household expenditure.
4. Calculate profit
How to clean up the personal finance / pixabay.com
Payment calendar - a great thing for the prevention of spontaneous purchases. You can at any time to look into it and see if you should make spending or not.
When you make order in the personal finances, you will definitely be able to:
- Predict a situation where money is not enough for the required payments.
- You will begin to defer the difference between revenues and expenditures.
- Learn how to set financial goals and see - they are achievable.
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