Of course, it is very good if you work hard, it leads to the fact that you make a lot of money. But this is not what makes a person rich, but the balance of earnings and spending. If you dream of financial stability, you must learn to value your work. So, it's time to figure out whether you are handling the banknotes neatly or spending them right and left.
Yes, the presence of large amounts in your wallet does not mean that you are rich. And it is clear that the higher the income, the more requests. But one of the rules of financial stability is their multiplication. This is also your job and the smartest approach to budgeting.
And here is one more nuance. The rich do not scatter their funds left and right, they have deliberate spending. And they won't waste all their money on the next one!
Expensive restaurants and hotels
"I have a lot of money, I'll rent myself a luxury room in the most expensive hotel" or "I have a salary, I can afford lobster in a restaurant." Rich people don't do that. Firstly, they don't make big regular purchases, and secondly, they don't leave a lot of money in luxury hotels, expensive restaurants and bars. They instead save money for a special occasion.
Expensive clothes / shoes / jewelry
You will be surprised, but only show business stars spend a lot on their appearance. And all sorts of businessmen, network owners pay little attention to their appearance. Yes, they will buy themselves more expensive things, but they will not buy everything from rags, perfume, cosmetics, jewelry. An important principle that they adhere to: a well-groomed appearance is not a merit of things.
Latest gadgets and cars
A new iPhone has come out - you run to buy, and you need the freshest car from the salon. The rich believe that economical modest cars are the smartest decision. This, of course, is not about cars that fall apart on the go, but opting for the latest car in the lineup is an unwise financial decision. The same goes for phones. You can get it less expensive than an iPhone, but reliable.
What you can do yourself
Do you think the rich don't cook anything at all? But no. Look at the prices for canning in the store? Isn't it a little expensive? But it's not difficult at all to make twists at home! The same goes for, say, pizza. Why spend on a purchased one, because you can make yummy at home? This way you can save money. In addition, you yourself will know what the dish was prepared from.
Expensive training
Not all wealthy people believe that their children should certainly study in expensive private schools. Successful parents don't see the point. They are sure that an ordinary state educational institution is capable of giving a very good education. And it will not hit the pocket. No, the rich do not save on children, if you thought so, they just spend wisely on them, and do not pamper from the very birth.
Children's inquiries
Since the topic of spending on children and pampering has already gone. Do you want money to stay in your wallet longer? Then stop buying whatever your kids ask for. It is clear that rich people can afford it, but it is important to teach children financial literacy, they should value not things, but money. Of course, there is no need to deny the child gifts, but buying everything at his request is nonsense.
It turns out that not only a stable high income helps a person get rich, but also moderate deliberate spending!
The original article is posted here: https://kabluk.me/psihologija/6-veshhej-na-kotorye-bogatye-ljudi-ne-tratyat-dengi.html
