You can not even save a tidy sum? Money seemed to slip through his fingers? And everybody calls you a spendthrift? These three easy ways to help you save a significant amount of money in just one year.
Important in accumulation: the regularity and adjustment expenses. You must understand, where the money goes? Remember, it is impossible in any case to touch the accumulated amount.
Method 1 - monetizing bad habits
Love rude phrases or regularly miss a workout at the gym? Set yourself a penalty system. For example, every sharp word - 50 UAH, and skipping workouts - 200 UAH. So you save money and discipline yourself.
Method 2 - a percentage of the purchases
The bonus system percent of purchases does not act only in certain banks. You can set your own. For example, set aside 10-15% or as you want interest on each purchase. The check in 2000 UAH., You put 200 UAH. Thus of spending you discard unnecessary expensive items and has accumulated a tidy sum on your dream.
Method 3 - gradually kopim
It is designed for the whole year. The bottom line is that you learn to put off, for example, 10 hryvnia per week, in the second - you delay 20 and so added 10 hryvnia weekly. By the end of the year, you save enough tidy sum. If difficult to postpone weekly, try to allocate an amount for the month, or start with 1-2 hryvnia.
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