We repeat the scenario of our parents' lives. If they did not live well, then we are destined to wallow in constant financial problems. And all attempts to achieve something more, we will be perceived as something alien, there will be misunderstanding, awkwardness. But we all want to live better, so it is worth trying to "abandon" such an undesirable "inheritance".
Low-income people develop their own special worldview, which they pass on to their children. The existing pattern of behavior, certain psychological attitudes are inherited by descendants, preventing their desire to lead some other way of life. As a result, this vicious circle of poverty is formed, from which it is very difficult to break out.
What prevents people from breaking out of poverty?
Feeling hopeless
Hopelessness, confidence that it cannot be otherwise, self-doubt. Many people have this kind of thinking. If the parents constantly repeated the phrase: “we have no money,” this is deposited in the brains of the children, and then it crawls out into the habit of being poor. Surrounding ourselves in the future with such negative people with depressing thoughts, we harm ourselves, depriving ourselves of the strength to do something and to strive for something.
Fear of conflict with others
A person who grew up in a low-income family develops a certain idea of his environment. And he believes that this habitat is natural and normal. He is afraid to live differently, it is easier for him to exist in such an environment where no one takes any effort.
Poor people's mistake when dealing with money
Poor people don't know how to handle money. They tend to be impulsive with finances. For example, for a long time they deny themselves everything, and then they seem to break down and spend money on momentary pleasure. They get into loans in order, for example, to buy an expensive phone or even a car, while their homes are very poor, and only pasta is the only product.
It is important to be attentive and collected in order to be able to earn and save money even in very difficult moments of life. And again, this starts to come from the parents. That is, if it was accepted in the family that adults could spend all their funds in a couple of days, then it is not even worth talking about any financial literacy. And the budget must be planned!
How not to inherit poverty?
Planning
Set goals for yourself by a certain deadline, and then analyze what you can achieve and what cannot. Planning is a great way to develop self-control.
Introspection
Try to understand why you are spending the wrong money, why you are losing self-control. By analyzing your actions, you can understand what kind of pattern in your behavior leads you to poverty.
Experiment
Once you are able to accept your problem, you can change the pattern of your behavior. It is clear that you will not be able to do it right away and start living in a new way, but it is still worth trying.
Pleasure
Both earning money and the ability to keep it should bring you joy. Motivate yourself with attitudes: “I love to make money,” “I can save money,” “I can do everything,” etc.
Once you learn to cultivate good money habits, the feeling of hopelessness will pass! Psychologists recommend working through all areas of your life. For example, the quality of your life will improve many times, if you give up bad habits, increase your cultural level, switch to a healthy diet, start playing sports, change your routine day. It is also worth noting that a lot of money is spent on harmful products, including alcohol and cigarettes. You can postpone them, and you will be able to accumulate a good amount in a year! But do not forget about the rest as well!
Even if you are from a low-income family, if you have the desire, you can refuse to “inherit” poverty. The main thing is to try, and everything will work out!
The original article is posted here: https://kabluk.me/psihologija/bednost-mozhet-peredavatsya-po-nasledstvu-no-etomu-mozhno-pomeshat.html