5 steps to stay safe in December

Financial the question for many families is now quite acute, and so that there is definitely enough money for everything you want, experts advise to take several steps in November to make rational savings for the New Year.

We plan a budget

Sit down and write down all the things you need. You may have to give up some whims.

From now on, keep your spending plan handy and write your lists accordingly.

Buy gifts in advance

Ahead is Black Friday - a good moment to buy gifts for loved ones. It will be more difficult to do this in December, and prices can skyrocket. If you are going to place an online order, then it is better to take into account possible force majeure with delivery.

Make a menu for the New Year

And after the menu, write down the list of products, so as not to forget anything and not to spend too much anywhere.

It is better to bet on universal products, from which you can make several dishes at once on different days.

Choose a festive bow for yourself

You should look charming on New Year's Eve. Now go through the sites on the Internet to choose a dress or blouse for yourself.

As long as there are sizes and there is no excitement!

Make a holiday program

If you are planning a noisy New Year with friends, there is no way without a game component!

And the family New Year will also become more fun if you take care of the entertainment program. And you don't need money for it, just time to pick up music, compose a playlist, find funny games on the Internet and download a holiday comedy in advance for a fun evening.

Recall

• Black Friday 2020: which gadgets to buy for a home with kids?
• Profitable Black Friday 2020: a note for a thrifty mom.
• Black Friday: shopping gimmicks that get in the way of savings.