When you see the owners of cars, happy new settlers, then one might wonder how they could save money on such purchases? Avoid unnecessary expenses and calculate the day of the lunar calendar
How long will have to save for a dream, not only depends on your income.
Lunar day endowed with a special power
To purchase was successful. listen to what advises night light.
10th lunar day is ideal for large purchases for the family: home appliances, car, apartment, etc.
The 14th lunar day - the best time for the dream. Buy this day what the long-saved money.
28th lunar day is favorable for new things. The only "but" - do not take goods on credit.
It is highly undesirable to make any acquisitions in the 1st, 3rd, 4th and 9th lunar days. Most likely bought thing will bring you a lot of trouble.
How to plan a major purchase in the lunar calendar / istockphoto.com
Life hacking for the budget
- If you are not sure that every month will be able to postpone the necessary amount of money, put 10-15% of their salary for a deposit. The family budget is not particularly affected.
- Deposit money will help to protect against inflation and slightly increase investments.
- Preferable to a deposit with replenishment and monthly or quarterly interest capitalization. This means that the accrued interest will be continuously added to the deposit amount, increasing your income.
- Using the Internet, you can purchase a collective discounts on movie tickets, visit beauty salons; go to different courses with 50-90% savings; do not miss the action and sell in the stores.
- Do not skimp on good nutrition, recreation, education of children.
Also you will be interested to read this:6 ways to save the family budget
