Why, someone works and manages to make a fortune, while someone “plows in” the same way, but barely makes ends meet? Where does this money go? Sometimes the monthly salary goes off in a couple of weeks! It turns out it's all about spending. There are things that the rich never buy, so they manage not only to live in poverty, but, on the contrary, to prosper!
It is not enough to work hard, you still need to learn to value your work, i.e. manage your money competently. The financial stability to which a person aspires depends on this. No, I do not urge you to save on yourself, because, as we have found out long ago, this cannot be done. Just stop buying some things, it's a waste of your money! Raising funds is just a smart approach to budget allocation, not a result of austerity.
Wealthy people avoid these expenses.
Expensive vacation
This includes spending on expensive restaurants and similar vacations. These are the regular expensive expenses that really hit the pocket. Most often, vivid impressions do not last long, but a big hole is formed in the budget. Therefore, spending is so unjustified. Much better to do what rich people do, they cook their own food! But a trip to an expensive restaurant is left for some special occasion. It's the same with resorts, think about it!
Trending cars and gadgets
It is not at all necessary to buy yourself the latest model of iPhone and car every season. It is simple enough for the gadget to be comfortable at work, and the machine to be comfortable to use. Stop your choice on good work "horses" that can last for a year. You will protect yourself from high purchase expenses, as well as get rid of the need for maintenance in official firms and networks. After all, spare parts for expensive phones and cars are also not cheap.
Lots of expensive clothes
You don't have to buy all of your clothes, just like shoes and jewelry. It makes sense to buy 10 dresses and the same number of blouses for the season, because fashion trends change very quickly, so such a decision is simply unreasonable. And to look stylish and well-groomed, you don't need to have a million looks.
Spending on children
No, you need to spend money on children, just do it wisely. Just do not fall for the persuasion of your children to buy them what they want. Even if you can afford it, you shouldn't. You need to give gifts, but it's worth making restrictions. By the way, this is how your children will learn to appreciate what they have.
Food ordering
If you can make a dish with your own hands, then why waste money ordering and delivering food? Do you think that wealthy young ladies who made themselves do not do spins, do not cook pizza and cakes? You are wrong! By the way, there is no need to spend money at all on what you can do with your own hands. And this applies not only to food, but also to cleaning, washing, and repairing clothes.
Expensive training
Most of the wealthy people give their preference to state institutions - schools, colleges, lyceums, universities. You will be surprised, but budget education, in terms of its level, is basically no different from paid tuition, but the second one can hit very hard on the pocket.
Stay as far as possible from spending that brings only temporary pleasure. Sometimes we feel the feeling of urgently buying, say, this dress, because it is simply beautiful, but there is nowhere to wear it. We want to buy an expensive piece of jewelry, just to be. We go to an expensive establishment, waving at our expenses, with the thoughts: "I have the right to rest." What is the bottom line? A hole in the budget! It is better to refuse such expenses.
Rich people invest in themselves, for their development. Money is just a resource and nothing more. This resource is renewable, unlike time. So protect yourself from unnecessary spending, invest in yourself, shop wisely, and not on emotions. Many wealthy people are quite capable of living their lives and on less income than they have, because they are spent wisely!
The original article is posted here: https://kabluk.me/poleznoe/6-veshhej-na-kotorye-bogachi-ne-tratyat-deneg.html
