Many people think that buying a car without installments and loans - rather elusive goal. After all, whatever one may say, the average level of wages, the cost of even the most inexpensive cars - a huge amount. Where to get money for a car?
In fact, in order to save up for your own vehicle, manage finances competently enough. The most important thing - it is to set a goal, deadlines and optimize costs, learn to spend so that enough money for everything.
Decide-delayed sum. Before you think about buying, it is necessary to assess their financial situation, the level of salaries, additional revenue and major cost items. The sum of all sources of cash receipts minus the cost of living - this is the figure that you can delay.
Choose a car. The machine is recommended to buy on the basis of their financial capabilities, so that its services were you can afford. Finding your way in the price you will simple principle: your salary for the year and will be the approximate cost of the car.
Put time. It is best to designate a clear date of purchase of the vehicle. To understand how long it takes for the savings, the cost of the machine to divide the amount you can save each month.
Keep personal finance. Teach yourself to regularly record all income and expenses. Then the money will not flow away "is not clear where." Excellent for this purpose suitable mobile apps, which are quite a lot of variations.
Buying a car. If you do not have rights, then, on the eve of the acquisition vehicle, sign driving school(Optimally in all - for 3-4 months, so do not have time to "erode" the experience and knowledge). It is important to determine the place of purchase (the newcomer from the salon, b / y by an acquaintance or with specialized sales sites).
Small pleasures. If you all the same have decided to save money and to save for a car that requires restrictions and discipline, do not forget sometimes themselves indulge - a trip to the sea in the summer, a delicious coffee or chocolate, once a month the family dinner at the restaurant... Choose what brings you pleasure. After all, it is important not to lose the taste for life and save wisely!
Earlier, we wrote about what are the pros and cons of buying a two-seater.
