Auto Insurance - This insurance cover, which is connected with the car, the driver, passengers and the driver's responsibility to operate the vehicle. In Ukraine, there are 2 main types of car insurance - compulsory and voluntary.
Consider everything in order, and learn about additional types of auto insurance.
The main types of insurance
CTP
This type of insurance is regulated by the Law of Ukraine "On mandatory insurance of civil liability of owners of vehicles." Without the policy CTP drivers are not allowed to drive, as it is their responsibility to guarantee to third (injured) persons. The insurance company reimburses the culprit losses in the event of damage to life and health or property of the injured party.
CASCO
Voluntary insurance that protects against the risks associated with your vehicle. In order to reduce the financial burden on the customer, the insurance companies offer full or partial hull. The policyholder can choose a group of risk and insurance program, the cost of this policy depends.
Additional types of insurance
Green map
This international policy responsibility a driver who is abroad.In simple words, if in another accident will happen is your fault, the insurance to pay for the damage caused to the injured party. Without the "green card" to go abroad is prohibited.
voluntary MTPL
This type of insurance is voluntary. It can be purchased as an addition to the CTP. This policy provides compensation in excess of the sum insured, provided avtograzhdanki. SWD (Voluntary MTPL) - an extension of the limit of liability of compensation, which is provided CTP.
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