Money relations can spoil even the most strong kinship and friendship ties, not for nothing they say that it is better to borrow money from a stranger than from a friend. What rules need to know, going to borrow money?
The issue of money is very responsible, so before to borrow moneyyou need to think things through and weigh, to foresee all possible scenarios. If you have something stops if you do not believe in a person, or you just do not want to - learn to say "no", it's your choice and your right, for which you should not be ashamed. So what should you do before you borrow money?
Do not give an answer right away.The first thing to do when you are asked to borrow money, it is to think about what you're going to spend the money deferred. Perhaps the amount of accumulated somehow by itself, and much need to spend you is not, in this case, you can slowly think about it and borrow.
If you save up for a long time on any particular thing or for six months to save money on your vacation, then a decision should not hurry. Even if money is requested loved one, ask at the course, what needs, if it is associated with health, here is all up to you, but leave can wait a little longer, and your help can save a person a life. If this money is quite superfluous, and man lends you a new sofa, or you better think twice, you will not later regret it and how it will affect your relationship.
Answer honestly the question"Are you ready to lose the money forever?" If the quality of your life will not be affected and the lack of money does not affect your life, you can safely lend.
If, in case, if the money in time will not be returned, you will have nothing to pay for an apartment or to that time you need to go on a trip or even assumed some important expenditure in the family budgetand you rely on this money, the answer is obvious. In this case, the money is better not to lend, even for a day or a month, even the best friend, because it is likely that the cash relationship may spoil your friendship forever.
Help a worthy and those who trust.It is quite logical to borrow money, you have to be sure that the person is able to get them back, that it is quite decent and honest, so do not forget about your debt, or disappears in an unknown direction. If a person is worthy and deserves respect, then it does not matter who he is, your brother, a close friend or neighbor in the garage, most importantly, trust. Decent people will never let you down and will not cause difficulties with it will not be unexpected events and delays, because it will make every effort to fulfill their promises.
Also be sure to ask about how to store money to their amount increases with each passing day
